Category: YOJNA

PM Kisan Samman Nidhi – Since the very first day Narendra Modi government came into power, they have been doing a lot of things for farmers, and PM Kisan Samman Nidhi is one of the prime examples. The scheme was launched by Prime Minister Narendra Modi itself on 1st February 2019, and currently, it is handled by the Ministry of Agriculture and farmers’ welfare.

About PM Kisan Samman Nidhi Scheme

PM Kisan Samman Nidhi Scheme is a central government-sponsored, which gives minimum income support to every farmer in India regardless of their financial or social status.

As for the scheme, every farmer in India is eligible to get ₹6000 in three equal installments. As part of the finance minister of India, Piyush Goyal, the scheme is going to cost around 75,000 crore rupees which are 10 billion U.S. dollars.

It is one of the few schemes of the Narendra Modi government which have received the praise of various organizations, including the World Bank. As per the World Bank, it is way better than a loan waiver as it ensures minimum income to every farmer along with dignity.

Starting from February 2019 till March 2022, the government has issued 11 installments of PM Kisan Samman Nidhi to all the eligible farmers in India. 

DBT

Direct bank transfer or DBT has become one of the core reasons for the tremendous success of PM Kisan Samman Nidhi in India, as it received praise from the World Bank and other well-renowned organizations. 

As for the direct bank transfer, the government links the bank account of the beneficiary in their system, and whenever the government issues any money, it directly goes to the bank account of the beneficiary.

The DBT scheme has cut the Commission and corruption between the government and the beneficiary. As per the survey, previously, only 20% of the benefit was given to the public, and the rest Commission agents and corrupt officials were taking into their pocket.

Currently, with the help of direct bank transfer, the government is providing support directly to the beneficiary, and it is cutting every chance of corruption and Commission.

For example, when the Narendra Modi government released the 11th installment of PM Kisan Samman Nidhi, the 2000 rupee amount directly went into the bank account of the farmers. The whole thing is saving time and money for everyone involved in the process.

How Many People Got Benefit from PM Kisan Samman Nidhi

Before we move ahead and talk about how many people are benefiting from PM Kisan Samman Nidhi, Let’s first understand the eligibility criteria and a few handfuls of people who are not eligible even if they hold land. 

Eligibility criteria for PM KISAN

• The beneficiary landowner must have a name in the government database.
• The beneficiary must possess a Caste Certificate if eligible.
• The beneficiary must link their Aadhaar number, bank account number, and mobile number together to receive the benefit in a bank account directly.
• The beneficiary must have Land record details.
• The beneficiary must be the residents of India as the scheme is sponsored by the Central Government of India.
• All farmers, irrespective of landholding, are eligible.
• Landholding should be in the farmer’s name in order to become eligible under the scheme.
• The location of land does not evaluate if the land is being used for agricultural purposes.
• Micro landholdings are also made eligible.

Ineligibility for PM KISAN

• Every farmer is not eligible if they are a Former or present holder of constitutional posts.
• Former and present Ministers/ State Ministers and former/present Members of LokSabha/ RajyaSabha/ State Legislative Assemblies/ State Legislative Councils, former and present Mayors of Municipal Corporations, former and present Chairpersons of District Panchayats are also not eligible for the scheme.
• While all serving or retired officers and employees of Central/ State Government Ministries /Offices/Departments and its field units Central or State PSEs and Attached offices /Autonomous Institutions under Government as well as regular employees of the Local Bodies (Excluding Multi Tasking Staff /Class IV/Group D employees) are also not eligible for the scheme
• All superannuated/retired pensioners whose monthly pension is ₹10,000/-or more (Excluding Multi Tasking Staff / Class IV/Group D employees) of the above category Are also not eligible for PM KISAN.
• Every farmer who paid Income Tax in the last assessment year.
• Professionals like Doctors, Engineers, Lawyers, Chartered Accountants, and Architects registered with Professional bodies and carrying out professions by undertaking practices are also not eligible even if they hold agricultural land.
• Leased landholders are not eligible for the scheme, such as tenant farmers.
• If the landowner is not using the land for agriculture.

State Wise Benefit Data of PM Kisan Samman Nidhi

Now let’s take a look at the state-wise benefit of PM Kissan Samman Nidhi scheme data. The data will give you insights into how many people from each state are getting the benefit of the scheme.

As per that data, currently, there are more than 11,18,25,760 Farmers in the country taking benefit In the whole country.

•  Jammu and Kashmir – 1229185 farmers
•  Himachal Pradesh – 995001 farmers
•  Punjab – 2375776 farmers
•  Uttarakhand – 945715 farmers
•  Haryana – 1985299 farmers
•  Uttar Pradesh – 28287394 farmers
•  Rajasthan – 8016730 farmers
•  Gujarat – 6603356 farmers
•  Madhya Pradesh – 9192735 farmers
•  Bihar – 8537984 farmers
•  Jharkhand – 3097758 farmers
•  Maharashtra – 11482123 farmers
•  Chhattisgarh – 4031046 farmers
•  West Bengal – 5159508 farmers
•  Odisha – 4085966 farmers
•  Telangana – 3937423 farmers
•  Karnataka – 5815028 farmers
•  Andhra Pradesh – 5974443 farmers
•  Tamil Nadu – 4862303 farmers
•  Kerala – 3731091 farmers
•  Assam – 3283513 farmers
•  Arunachal Pradesh – 99656 farmers

These are the major states which have most of the farmers in the country, and currently, due to various reasons such as KYC, land ownership disputes, many farmers have not been included in the list.

Current Status Of Scheme

By March 2022, PM Kisan Samman Nidhi Scheme to support and give minimum income to farmers is running successfully, and the government has successfully issued ten installments under the scheme.

All the eligible farmers are currently waiting for the 11th installment of PM Kisan Samman Nidhi. As per the government forces, the installment is going to be issued in the account of eligible farmers in March 2022.

Apart from that, the government has extended the deadline for KYC till 22nd May 2022. As for the government officials, many farmers are not capable of performing eKYC sitting at their homes, and officials are taking their time to ensure that every eligible farmer is getting their KYC done before the given deadline.

Even in the 21st century, many people do not have access to the Internet in India, especially in remote locations. Apart from that, the government does not want anyone to miss or be removed just because of its small bureaucratic eligibility criteria introduced later in the scheme.

Impact on Farmer Life

Now let’s take a look at the impacts of PM Kisan Samman Nidhi on the general public. The Narendra Modi central Government of India is surely getting praise from different world-renowned organizations such as World Bank for their schemes, but it is very important for the beneficiary to spend the money on needful things.

In the initial data, many independent organizations find people who were receiving the benefits of PM Kisan Samman Nidhi were spending the money on necessary things, including the modernization of agriculture technology.

In the first three installments, with the help of the withdrawal pattern, independent organizations found that people were spending just 15% of the money on nonessential things while 85% of the money was being spent on essential things, including food and health.

The pattern of spending was not even broken after eight installments equal to 16,000 Indian rupees. Farmers were eager to try modern agricultural techniques and equipment to speed up the agricultural process with the help of money given by the Narendra Modi government.

The scheme has surely impacted the lives of 10’s of millions of people in India, but still, researchers are not able to find the data where schemes like PM Kisan Samman Nidhi impacted the vote bank and converted regular voters into Game Changers for the ruling party. 

In the latest elections of UP, We saw the ruling party, which initiated the scheme, lose more than 50 seats in the state assembly which clearly indicated that the government is not trying to buy the vote bank with the help of the national budget.